The IRS typically sends out refunds on schedule. This schedule varies by the method you sent your return in, when you file, and what credits you claim. See an estimated schedule in the chart below.
| Filing method and refund delivery method | How long it takes to receive your refund from the time your return is accepted |
| E-file and direct deposit | 1-3 weeks |
| E-file and check | 1 month |
| Mail in return and direct deposit | 3 weeks |
| Mail in return and check | 2 months |
When will I receive my tax refund?
Historically, the IRS opens e-filing in the last week of January, and 2026 looks no different. The current estimate is January 26, 2026, give or take a few days if last minute tax law tweaks force software updates. That start date matters big time. Why? Because refunds are generally issued 10 to 21 days after the IRS accepts an e-filed return, not when you click submit. That acceptance date can lag by two or three days.
The following chart includes estimated dates you could receive your refund for the 2025 tax season if you have submitted everything correctly and are not claiming any tax breaks that could cause a delay.
IRS Tax Refund Calendar
Here’s the rough income taxi refund dates based on IRS acceptance dates. These are estimates, not promises carved in stone.
Estimate IRS Tax Refund 2026 Federal Timeline (Direct Deposit)
| IRS Accepts E-Filed Return By | Estimated Refund Arrival |
|---|---|
| January 26, 2026 | February 6, 2026 |
| February 2, 2026 | February 13, 2026 |
| February 9, 2026 | February 20, 2026 |
| February 16, 2026 | February 27, 2026 |
| February 23, 2026 | March 6, 2026 |
| March 2, 2026 | March 13, 2026 |
| March 9, 2026 | March 20, 2026 |
| March 16, 2026 | March 27, 2026 |
| March 23, 2026 | April 3, 2026 |
| March 30, 2026 | April 10, 2026 |
| April 6, 2026 | April 17, 2026 |
| April 13, 2026 | April 24, 2026 |